Auto Insurance
Liability, collision, comprehensive, gap, classic, rideshare — coverage tuned to your driving life and your wallet.
Explore auto coverage
Independent Insurance Brokerage
Insurance that actually fits your life and budget.
We shop 30+ top-rated carriers in one place — auto, home, and business — so you get better coverage for less, without the runaround.
30+Carriers compared
$612Avg. yearly savings
4.9★Client rating
Quotes in under 5 minutes
Real prices, real carriers, no spam
Top-rated carriers we shop
PROGRESSIVE
NATIONWIDE
TRAVELERS
SAFECO
FOREMOST
HARTFORD
+ 24 MORE
What We Cover
Coverage built around how you actually live.
Whether you're protecting your first car, your forever home, or your livelihood — we'll match you to the right policy at the right price.
Home Insurance
Homeowners, condo, renters, landlord, flood, and earthquake — built to protect your biggest investment from the unexpected.
Explore home coverageBusiness Insurance
BOP, general liability, workers' comp, commercial auto, professional liability — keep your business running, no matter what.
Explore business coverageUmbrella & Life
Personal umbrella for extra liability protection, plus term and whole life options to take care of the people you love.
Talk to a broker
Why a Broker
One call. Many carriers. Zero pressure.
We're not captive agents pushing one company's policies. As an independent brokerage, we work for you — comparing real quotes from 30+ A-rated carriers and explaining the fine print in plain English.
- Side-by-side quotes from 30+ carriers in one place
- A real human broker who answers when you call
- Annual policy reviews to make sure you're never overpaying
- Claims advocacy — we fight for you when it counts
- No fees. No spam. Ever.
How It Works
From quote to coverage in 3 simple steps.
Tell us about you
Spend a few minutes on our quote form (or call). We learn what you drive, where you live, what you own, and what you actually need protected.
We shop the market
We pull side-by-side quotes from our 30+ carrier partners and pick the best three matches — by coverage, price, and customer service ratings.
You pick. We bind.
We walk you through your options in plain English, you choose the policy that fits, and we handle the paperwork. Coverage is active the same day.
We stay in your corner
Annual reviews, life-event check-ins, and a real human to call when you have a claim. We don't disappear after the sale.
Client Stories
Real people. Real savings. Real coverage.
★★★★★
"They saved us $74 a month on our auto-and-home bundle and got us better coverage than we had with our old carrier. The whole thing took maybe 20 minutes."
★★★★★
"My contractor business was paying way too much for general liability. They re-shopped my whole package and cut my premium by 30% — same coverage, better carrier."
★★★★★
"Had a roof claim last winter and my broker walked me through every step. I felt like someone was actually on my side for once. Won't go back to a 1-800 carrier."
Meet Your Broker
Hi, I'm Jory.
When you work with Affordable Insurance Brokers, you work with me — directly. One licensed broker, 30+ carriers, and a phone number that I actually answer.
I'll spend the time to understand your situation, shop the market on your behalf, and walk you through the trade-offs in plain English. No call centers, no transfers, no upsells. Just honest comparisons and the right coverage for the right price.
- Direct line — I answer my own phone during business hours
- 30+ A-rated carriers — personal and commercial
- Annual renewal reviews so you never overpay
- Claims advocacy when it counts
Common Questions
Everything you wanted to ask about brokers.
What's the difference between a broker and an agent?
A captive agent works for one insurance company and can only sell you that company's policies. As independent brokers, we work for you — we shop 30+ carriers and pick the policy that actually fits your needs and budget, not whichever one pays us the highest commission.
Does it cost extra to use a broker?
No. We're paid a commission by the carrier, just like an agent would be — and that commission is built into the rates whether you use a broker or not. So you get the benefit of comparison shopping at zero added cost.
How long does it take to get a quote?
Most clients have side-by-side quotes from 3+ carriers in under 24 hours. Auto-only quotes are often back the same day. The fastest way to start is our online quote form, but we're happy to take everything by phone if you'd rather.
What if I already have insurance?
Most of our clients are switching from another carrier. We'll review your current policy, point out any coverage gaps, and only recommend a switch if we can save you money or get you better coverage (usually both). If your current policy is genuinely the best deal, we'll tell you that too.
What carriers do you work with?
We're appointed with 30+ A-rated carriers, including Progressive, Nationwide, Travelers, Safeco, Foremost, The Hartford, Liberty Mutual, Mercury, and many regional specialists. The right carrier depends on your specific risk profile — that's the whole reason we do the comparison work.
What happens if I have a claim?
You can file directly with your carrier or call us first — we'll guide you through the process and advocate on your behalf. That's a key advantage of using a broker: you have someone in your corner who knows the policy and can push back on a lowball settlement.